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  • APR’s are lower than 36%
  • Repayment terms are greater than 61 days
  • The following example illustrates repayment terms: For a $10,000 loan with a 36-month term and a 14.99% APR, your required monthly payment would be $346.60 plus a one-time origination fee of 1.99%. You would pay $12,676.76 total over the life of your loan ($10,000 principal plus $2,477.76 interest plus $199 origination fee).
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